Phos

Cookie preferences

By clicking on ‘Allow all’, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing methods. ‘Decline’ and continue with necessary cookies or 

Services

Our technology bridges the past with the future.

Empowering. Liberating. Simplistic.

services.heroSection.groupIcons.firstIcon.title

Instant

Start accepting payments right away

services.heroSection.groupIcons.secondIcon.title

Secure

Certified by Visa, Mastercard and PCI

services.heroSection.groupIcons.thirdIcon.title

Simple

Intuitive and easy to use software

services.heroSection.groupIcons.fourthIcon.title

Functional

Track transaction activity in real time

PHOS APP

It’s not just an app. It’s your primary connection.

Cost saving
Certified
‘Leave a tip’ option

Make a sale

Enter a sale amount and let the customer tap their card or e-wallet on the back of your Android device. Your client chooses how to receive their payment receipt, via email, SMS, QR or print.

Track transactions

Dive into detailed sales data. Access a summary of all processed transactions on a daily, weekly and monthly base.

Receive high value payments with ease

Accept amounts above the contactless payment (CVM) limit securely.

Void or refund transactions

We deliver full control to void or refund client payments.

ONBOARDING FOR MERCHANTS

Open an account fast and easy

One account for all payment needs and endless opportunities.

Secured process
Approval in a day
Save progress & continue later
Open an account
onboarding

Trusted acquirer

Enter a sale amount and let the customer tap their card or e-wallet on the back of your Android device. Your client chooses how to receive their payment receipt, via email, SMS, QR or print.

services.fourthSection.slides.firstSlide.title

Online process

Merchants can complete a straightforward form with a digital signature and same day response approval.

Seemless adaptation

Our app and web portal are built around intuitive UX and functionalities that guide and deliver a pleasurable experience.

WEB PORTAL

Manage your users and transactions

Track activity and statistics, add or edit unlimited users, and export the exact data you need.

Track activity
Edit users
Export data

Monitor

Track the most recent and detailed transaction data

Administer

Manage the user base, add unlimited users, and link them to desired terminals

Filter data

Quickly find the data you need from each module with precise search filters

Export to Excel

Export filtered data into Excel reports with one click

Want to become a partner?

Find more opportunities with our solution. Build, embed or integrate. You have the privilege to choose how you engage with us.

Contact us

Frequently Asked Questions

We might ask for documentation of the registration of your company and check that you have the right to represent the company. Other documents we ask for are documents that can confirm your identity and your address, such as:

  • a copy of your passport
  • driving license
  • any other official photo ID.

We might ask for documentation of the registration of your company and check that you have the right to represent the company. Other documents we ask for are documents that can confirm your identity and your address, such as:

We might ask for documentation of the registration of your company and check that you have the right to represent the company. Other documents we ask for are documents that can confirm your identity and your address, such as: privacy policy

If you’re a sole proprietor, you can use your personal bank account.

If you’re a registered company, the bank account must be in the name of the company, not in the name of its manager or officer.

You can only connect a bank account which is in the same country where you signed up for Phos.

As a regulated entity, we operate under strict requirements imposed by the financial regulator, the card schemes (Visa and Mastercard) and our acquiring partner, who acts as a gateway to the card services. support@phos.cloud

The charge is per transaction and is as follows:

  • Payments with consumer cards issued within EU: 1.50 % of the transaction amount
  • Payments with all other cards: 2.00 % of the transaction amount

Our general rule of thumb is that if the card being used displays a MasterCard, Maestro, V PAY, or a Visa logo, we can process the payment. When processing payments from international cards, it is important to note that cardholders may be charged an additional currency conversion fee and that the payout time for these cards may be longer. Additionally, all transactions are subject to the approval of the card issuer.

Ready to expand your business?

Contact us