Services
Our technology bridges the past with the future.
Empowering. Liberating. Simplistic.
Instant
Start accepting payments right away
Secure
Certified by Visa, Mastercard and PCI
Simple
Intuitive and easy to use software
Functional
Track transaction activity in real time
PHOS APP
It’s not just an app. It’s your primary connection.
Make a sale
Enter a sale amount and let the customer tap their card or e-wallet on the back of your Android device. Your client chooses how to receive their payment receipt, via email, SMS, QR or print.
Track transactions
Dive into detailed sales data. Access a summary of all processed transactions on a daily, weekly and monthly base.
Receive high value payments with ease
Accept amounts above the contactless payment (CVM) limit securely.
Void or refund transactions
We deliver full control to void or refund client payments.
ONBOARDING FOR MERCHANTS
Open an account fast and easy
One account for all payment needs and endless opportunities.
Trusted acquirer
Enter a sale amount and let the customer tap their card or e-wallet on the back of your Android device. Your client chooses how to receive their payment receipt, via email, SMS, QR or print.
Online process
Merchants can complete a straightforward form with a digital signature and same day response approval.
Seemless adaptation
Our app and web portal are built around intuitive UX and functionalities that guide and deliver a pleasurable experience.
WEB PORTAL
Manage your users and transactions
Track activity and statistics, add or edit unlimited users, and export the exact data you need.
Monitor
Track the most recent and detailed transaction data
Administer
Manage the user base, add unlimited users, and link them to desired terminals
Filter data
Quickly find the data you need from each module with precise search filters
Export to Excel
Export filtered data into Excel reports with one click
Want to become a partner?
Find more opportunities with our solution. Build, embed or integrate. You have the privilege to choose how you engage with us.
Contact usFrequently Asked Questions
We might ask for documentation of the registration of your company and check that you have the right to represent the company. Other documents we ask for are documents that can confirm your identity and your address, such as:
- a copy of your passport
- driving license
- any other official photo ID.
We might ask for documentation of the registration of your company and check that you have the right to represent the company. Other documents we ask for are documents that can confirm your identity and your address, such as:
We might ask for documentation of the registration of your company and check that you have the right to represent the company. Other documents we ask for are documents that can confirm your identity and your address, such as: privacy policy
If you’re a sole proprietor, you can use your personal bank account.
If you’re a registered company, the bank account must be in the name of the company, not in the name of its manager or officer.
You can only connect a bank account which is in the same country where you signed up for Phos.
As a regulated entity, we operate under strict requirements imposed by the financial regulator, the card schemes (Visa and Mastercard) and our acquiring partner, who acts as a gateway to the card services. support@phos.cloud
The charge is per transaction and is as follows:
- Payments with consumer cards issued within EU: 1.50 % of the transaction amount
- Payments with all other cards: 2.00 % of the transaction amount
Our general rule of thumb is that if the card being used displays a MasterCard, Maestro, V PAY, or a Visa logo, we can process the payment. When processing payments from international cards, it is important to note that cardholders may be charged an additional currency conversion fee and that the payout time for these cards may be longer. Additionally, all transactions are subject to the approval of the card issuer.